Courses

FinTech Regulatory Landscape

A comprehensive, instructor-led deep dive into the regulatory architecture shaping FinTech in India and globally — covering RBI/SEBI/IRDAI oversight, Open Banking regulation, data privacy and cybersecurity compliance, and the RegTech tools reshaping how financial institutions manage risk.

  • Level: Fluency
  • Duration: 7 hours
  • Language: English
  • Provider: Accredian
  • Certificate on completion

About this course

This programme equips learners to understand the regulatory framework governing digital financial services in India, spanning RBI, SEBI, IRDAI, and PFRDA oversight, and compares this against global regulatory approaches across the US, UK, EU, and Singapore. Participants examine Open Banking regulation and the Account Aggregator Framework, evaluate data privacy and cybersecurity compliance obligations under the DPDP framework, and explore how RegTech and AI governance are reshaping compliance and regulatory practice.

What you'll learn

  • Discuss the regulatory structure that governs FinTech in India and the functions that are played by the RBI, SEBI, IRDAI and PFRDA.
  • Compare the most important international FinTech regulations and strategies throughout different regions, including the US, UK, EU and Singapore.
  • Examine Open Banking regulations, the Account Aggregator Framework and their effect on innovation.
  • Examine the privacy, cybersecurity and conformity requirements for FinTech companies that are part of the DPDP framework.
  • Review emerging trends in regulation that are emerging, such as RegTech as well as AI governance, and their implications for the future of financial innovation.

Curriculum

Module 1: India FinTech Regulatory Architecture

  • Role of RBI, SEBI, IRDAI, PFRDA, and Ministry of Finance
  • Regulatory frameworks governing digital financial services
  • Regulatory Sandbox initiatives and innovation governance

Global Regulatory Frameworks

  • Regulatory approaches in the US, UK, EU, and Singapore
  • Comparative analysis of FinTech regulations
  • Cross-border regulatory considerations

Open Banking Regulation

  • Open Banking principles and ecosystem
  • Account Aggregator Framework
  • Data-sharing regulations and consent management

Data Privacy & Cybersecurity Compliance

  • Digital Personal Data Protection (DPDP) requirements
  • Cybersecurity obligations for financial institutions
  • Risk management and compliance controls

Regulatory Technology & Future Trends

  • What is RegTech? Why is it needed and where is it used?
  • RegTech solutions and automation
  • Challenges Facing Regulators Around the World
  • Emerging regulatory developments in FinTech
  • AI governance and algorithmic accountability

Frequently asked questions

Do I need a finance or FinTech background to take this course?

No. The course is intendesd for a large professional audience, which includes accountants with Chartered Accountancy, NGO professionals, educators from the government and schools, as well as financial specialists, compliance groups and FinTech professionals. There is no previous legal or regulatory background needed.

Is this course theoretical or does it include practical application?

Every one of the five modules comes with a hands-on component that includes an activity for mapping, a comparison case study, and a one-on-one Open Banking utilization case review, as well as a compliance assessment and the RegTech case study, which culminates in a regulatory framework analysis, compliance research, case studies, and a final test.

What is the FinTech Regulatory Landscape course about?

This course provides a comprehensive understanding of the regulatory environment governing FinTech. You'll learn about India's regulatory architecture, global regulatory frameworks, Open Banking, data privacy, cybersecurity compliance, RegTech, and emerging regulatory trends shaping financial innovation.

Who should enroll in this course?

This course is ideal for Chartered Accountants (CAs), NGO professionals, government employees, school teachers, financial services professionals, compliance teams, and FinTech professionals looking to strengthen their regulatory and compliance knowledge.

What topics are covered in the course?

The curriculum covers India's FinTech regulatory architecture, global regulatory frameworks, Open Banking regulations, Account Aggregator Framework, Digital Personal Data Protection (DPDP), cybersecurity compliance, RegTech, AI governance, and emerging regulatory developments.

What tools and platforms will I learn about?

The course covers RBI Regulatory Sandbox, Account Aggregator Framework, India Stack, Digital Personal Data Protection (DPDP) Framework, Open Banking Ecosystems, Regulatory Reporting Platforms, and RegTech Solutions.