Digital Payments

Introduction to Digital Payments & UPI Ecosystem

Build practical fluency in Agentic AI, AI assistants, workflow automation and responsible use of emerging AI tools for study and work.

BeginnerOnline Live16 Hours · 4 Weeks

What this course gives you

  • Live expert-led sessions
  • Bilingual self-paced track
  • Certificate on completion
Learning mode

What you'll be able to do

  • Understand the fundamentals of digital payments, UPI architecture, transaction flows, payment methods, and the broader digital payment ecosystem.
  • Analyze UPI-based payment processes, authentication methods, security risks, fraud prevention techniques, and regulatory considerations.
  • Apply digital payment concepts to evaluate and design basic UPI-enabled solutions through practical activities, testing exercises, and a capstone project.

About this course

Introduction to Digital Payments & UPI Ecosystem is a practical introductory course designed to help learners understand how digital payment systems work and how the Unified Payments Interface (UPI) has transformed modern financial transactions. The course covers digital payment fundamentals, UPI architecture, payment flows, transaction processing, QR-based payments, mobile wallets, payment gateways, authentication, security, fraud prevention, regulatory considerations and emerging digital payment technologies. Learners will move from foundational concepts to practical understanding of digital payment solutions through demonstrations, activities, transaction-flow exercises, testing scenarios and a capstone project. No prior knowledge of digital payments, banking technology or UPI development is required.

Topics covered

UPIIndia StackPayment Rails

Skills you will learn

3 skills

UPI Transaction Flows
India Stack Architecture
Payment Reconciliation

Prerequisites

1 item

Basic computer and internet knowledge. No prior blockchain, cryptocurrency or programming experience is required.

Course outline

  • Evolution of digital paymentsPreview14 min
  • Traditional vs. digital payment methods18 min
  • Key participants in digital payments22 min
  • Banks, payment service providers, merchants, and customers45 min
  • Payment networks and intermediaries10 min
  • What is UPI and how it works15 min
  • UPI system architecture
  • Role of NPCI, banks, and third-party applications
  • UPI ID and Virtual Payment Address
  • QR code payments
  • Debit and credit cards
  • Mobile wallets

Program instructors

Expert-led learning

Sessions are delivered by faculty members, practitioners and mentors with experience in applied learning and emerging technologies.

Learner Voices

What learners value

4.7★★★★★(3)

Secure payment

Protected checkout experience with UPI, cards, net banking and wallet options.

Instant confirmation

Fee receipt and programme joining details are sent to the registered email ID.

Need help?

Learners can contact the support team for payment or enrolment assistance.

FAQs

Common learner questions

Everything you need to decide whether this programme is right for you.

Yes, it starts from first principles and needs no prior background.

UPI, the India Stack, account aggregators and an intro to CBDCs.

Part-payment is available on the Live Online mode.

Yes, on successful completion.